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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,453 | $160,070+19.0% | $147,117+29.5% | $145,897+30.5% |
| Participation rate | 93.8% | 84.0%+9.7pp | 82.2%+11.6pp | 80.3%+13.4pp |
| Annual return | 16.58% | 98.69%-82.1pp | 420.54%-404.0pp | 552.29%-535.7pp |
| Employer contribution / active EE | $5,881 | $5,285+11.3% | $4,932+19.2% | $4,663+26.1% |
| Participant deferral / active EE | $18,485 | $8,419+119.5% | $8,065+129.2% | $6,689+176.3% |
| Admin fee / account holder | $3,015 | $15,035-79.9% | $12,993-76.8% | $13,390-77.5% |