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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,939 | $159,978-81.3% | $147,041-79.6% | $145,978-79.5% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 26.57% | 98.36%-71.8pp | 419.21%-392.6pp | 550.52%-523.9pp |
| Employer contribution / active EE | $5,461 | $5,288+3.3% | $4,935+10.7% | $4,662+17.1% |
| Participant deferral / active EE | $9,092 | $8,429+7.9% | $8,071+12.7% | $6,690+35.9% |
| Admin fee / account holder | $8,039 | $15,053-46.6% | $13,006-38.2% | $13,400-40.0% |