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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,297 | $138,102-86.8% | $125,381-85.4% | $134,532-86.4% |
| Participation rate | 73.3% | 84.5%-11.2pp | 82.4%-9.0pp | 81.2%-7.9pp |
| Annual return | -26.83% | 750.73%-777.6pp | 572.31%-599.1pp | 418.27%-445.1pp |
| Employer contribution / active EE | $2,056 | $5,245-60.8% | $4,815-57.3% | $4,741-56.6% |
| Participant deferral / active EE | $5,949 | $7,801-23.7% | $7,448-20.1% | $6,401-7.1% |
| Admin fee / account holder | $4,593 | $11,568-60.3% | $10,007-54.1% | $11,429-59.8% |