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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,547 | $134,817-20.2% | $123,973-13.2% | $155,188-30.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 17.23% | 515.49%-498.3pp | 388.13%-370.9pp | 148.84%-131.6pp |
| Employer contribution / active EE | $2,757 | $4,425-37.7% | $4,126-33.2% | $4,248-35.1% |
| Participant deferral / active EE | $5,873 | $5,706+2.9% | $5,247+11.9% | $6,531-10.1% |
| Admin fee / account holder | $9,932 | $13,245-25.0% | $11,799-15.8% | $14,480-31.4% |