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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,593 | $115,814-29.5% | $101,275-19.4% | $158,982-48.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 14.68% | 56.16%-41.5pp | 46.48%-31.8pp | 302.99%-288.3pp |
| Employer contribution / active EE | $5,879 | $4,176+40.8% | $3,660+60.6% | $4,763+23.4% |
| Participant deferral / active EE | $5,651 | $4,958+14.0% | $4,371+29.3% | $5,983-5.6% |
| Admin fee / account holder | $2,515 | $7,249-65.3% | $5,948-57.7% | $11,252-77.7% |