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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,841 | $133,998-32.2% | $112,263-19.1% | $134,545-32.5% |
| Participation rate | 93.8% | 78.6%+15.2pp | 75.1%+18.7pp | 81.2%+12.5pp |
| Annual return | -16.95% | 47.17%-64.1pp | 27.49%-44.4pp | 418.37%-435.3pp |
| Employer contribution / active EE | $6,232 | $4,040+54.3% | $3,636+71.4% | $4,742+31.4% |
| Participant deferral / active EE | $8,040 | $5,292+51.9% | $4,729+70.0% | $6,401+25.6% |
| Admin fee / account holder | $2,611 | $7,493-65.2% | $6,410-59.3% | $11,431-77.2% |