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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,848 | $88,778-88.9% | $81,844-88.0% | $145,884-93.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 6.76% | 1033.03%-1026.3pp | 778.87%-772.1pp | 551.85%-545.1pp |
| Employer contribution / active EE | $1,805 | $3,087-41.5% | $2,916-38.1% | $4,662-61.3% |
| Participant deferral / active EE | $3,199 | $4,648-31.2% | $4,323-26.0% | $6,690-52.2% |
| Admin fee / account holder | $541 | $8,430-93.6% | $7,355-92.6% | $13,392-96.0% |