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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,047 | $95,959-29.1% | $97,411-30.1% | $138,895-51.0% |
| Participation rate | 100.0% | 81.8%+18.2pp | 80.4%+19.6pp | 79.9%+20.1pp |
| Annual return | 16.66% | 29.30%-12.6pp | 34.72%-18.1pp | 145.39%-128.7pp |
| Employer contribution / active EE | $7,682 | $4,278+79.6% | $4,210+82.5% | $4,194+83.2% |
| Participant deferral / active EE | $9,636 | $5,876+64.0% | $5,886+63.7% | $6,396+50.6% |
| Admin fee / account holder | $1,793 | $7,555-76.3% | $7,145-74.9% | $12,562-85.7% |