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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,279 | $90,467-47.7% | $93,759-49.6% | $134,532-64.9% |
| Participation rate | 87.5% | 82.0%+5.5pp | 81.0%+6.5pp | 81.2%+6.3pp |
| Annual return | -23.69% | -15.72%-8.0pp | -11.33%-12.4pp | 418.27%-442.0pp |
| Employer contribution / active EE | $9,569 | $4,345+120.2% | $4,324+121.3% | $4,741+101.8% |
| Participant deferral / active EE | $7,636 | $5,980+27.7% | $6,096+25.3% | $6,401+19.3% |
| Admin fee / account holder | $1,373 | $9,258-85.2% | $7,197-80.9% | $11,429-88.0% |