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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,002 | $212,386+87.4% | $199,883+99.1% | $138,895+186.5% |
| Participation rate | 66.7% | 87.4%-20.7pp | 86.8%-20.1pp | 79.9%-13.3pp |
| Annual return | 16.41% | 47.75%-31.3pp | 43.81%-27.4pp | 145.39%-129.0pp |
| Employer contribution / active EE | $1,733 | $6,625-73.8% | $6,261-72.3% | $4,194-58.7% |
| Participant deferral / active EE | $12,163 | $9,617+26.5% | $9,138+33.1% | $6,396+90.2% |
| Admin fee / account holder | $0 | $18,233-100.0% | $17,268-100.0% | $12,562-100.0% |