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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,347 | $160,059-41.7% | $140,019-33.3% | $135,379-31.0% |
| Participation rate | 66.7% | 88.5%-21.9pp | 87.5%-20.8pp | 82.6%-16.0pp |
| Annual return | -3.09% | 911.44%-914.5pp | 651.15%-654.2pp | 519.79%-522.9pp |
| Employer contribution / active EE | $4,760 | $6,420-25.8% | $5,605-15.1% | $4,779-0.4% |
| Participant deferral / active EE | $9,775 | $7,641+27.9% | $6,927+41.1% | $5,609+74.3% |
| Admin fee / account holder | $53,642 | $13,328+302.5% | $10,705+401.1% | $10,828+395.4% |