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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,670 | $121,701-32.9% | $104,639-22.0% | $158,982-48.6% |
| Participation rate | 46.2% | 77.5%-31.4pp | 74.1%-27.9pp | 82.0%-35.8pp |
| Annual return | 19.00% | 465.72%-446.7pp | 340.67%-321.7pp | 302.99%-284.0pp |
| Employer contribution / active EE | $760 | $3,165-76.0% | $2,682-71.7% | $4,763-84.0% |
| Participant deferral / active EE | $4,879 | $4,176+16.8% | $3,738+30.5% | $5,983-18.5% |
| Admin fee / account holder | $29 | $7,778-99.6% | $6,465-99.6% | $11,252-99.7% |