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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,697 | $107,809-56.7% | $90,657-48.5% | $135,380-65.5% |
| Participation rate | 66.7% | 78.0%-11.4pp | 74.0%-7.4pp | 82.6%-16.0pp |
| Annual return | -8.60% | -0.90%-7.7pp | 1.89%-10.5pp | 519.81%-528.4pp |
| Employer contribution / active EE | $1,325 | $3,018-56.1% | $2,532-47.7% | $4,779-72.3% |
| Participant deferral / active EE | $6,178 | $3,872+59.6% | $3,424+80.4% | $5,609+10.2% |
| Admin fee / account holder | $0 | $5,931-100.0% | $4,994-100.0% | $10,828-100.0% |