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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,831 | $117,444-49.1% | $99,479-39.9% | $152,909-60.9% |
| Participation rate | 53.8% | 77.5%-23.7pp | 73.8%-20.0pp | 82.5%-28.6pp |
| Annual return | 27.29% | 31.87%-4.6pp | 30.72%-3.4pp | 345.46%-318.2pp |
| Employer contribution / active EE | $1,049 | $3,014-65.2% | $2,540-58.7% | $4,764-78.0% |
| Participant deferral / active EE | $3,733 | $4,086-8.7% | $3,619+3.1% | $5,851-36.2% |
| Admin fee / account holder | $7 | $7,635-99.9% | $6,253-99.9% | $11,601-99.9% |