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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,300 | $64,359-71.6% | $90,161-79.7% | $70,126-73.9% |
| Participation rate | 96.4% | 70.4%+25.9pp | 76.9%+19.5pp | 69.5%+26.8pp |
| Annual return | 182.23% | 28.13%+154.1pp | 34.89%+147.3pp | 73.15%+109.1pp |
| Employer contribution / active EE | $2,169 | $2,046+6.0% | $3,318-34.6% | $2,343-7.4% |
| Participant deferral / active EE | $9,310 | $4,389+112.1% | $5,287+76.1% | $3,332+179.4% |
| Admin fee / account holder | $802 | $3,945-79.7% | $5,943-86.5% | $4,645-82.7% |