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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,518 | $59,111+2.4% | $86,451-30.0% | $68,490-11.6% |
| Participation rate | 98.7% | 75.2%+23.4pp | 80.3%+18.3pp | 67.9%+30.8pp |
| Annual return | -15.48% | -0.22%-15.3pp | 4398.51%-4414.0pp | -7.85%-7.6pp |
| Employer contribution / active EE | $2,300 | $2,519-8.7% | $3,770-39.0% | $2,597-11.4% |
| Participant deferral / active EE | $10,151 | $5,900+72.0% | $6,953+46.0% | $4,028+152.0% |
| Admin fee / account holder | $1,883 | $5,640-66.6% | $6,734-72.0% | $5,403-65.2% |