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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,879 | $27,936-28.8% | $58,561-66.1% | $75,173-73.6% |
| Participation rate | 16.9% | 38.8%-21.9pp | 50.9%-34.0pp | 67.2%-50.3pp |
| Annual return | 74.38% | 44.21%+30.2pp | 4251.33%-4176.9pp | 160.72%-86.3pp |
| Employer contribution / active EE | $104 | $670-84.4% | $1,053-90.1% | $2,671-96.1% |
| Participant deferral / active EE | $478 | $1,202-60.2% | $1,923-75.2% | $4,126-88.4% |
| Admin fee / account holder | $954 | $1,727-44.7% | $2,520-62.1% | $5,651-83.1% |