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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $300 |
ADP BROKER-DEALER1+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
STATE STREET GLOBAL ADVISORS1+ years Filed as: STATE STREET CORPORATION Service code 21 · EIN 04-1867445 | Bank Trustee | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,650 | $26,805-67.7% | $59,496-85.5% | $52,331-83.5% |
| Participation rate | 20.2% | 39.3%-19.1pp | 54.6%-34.3pp | 68.1%-47.9pp |
| Annual return | -0.41% | 2.61%-3.0pp | 182.05%-182.5pp | 4.54%-5.0pp |
| Employer contribution / active EE | $91 | $450-79.9% | $1,153-92.1% | $1,882-95.2% |
| Participant deferral / active EE | $503 | $916-45.1% | $1,829-72.5% | $3,022-83.4% |
| Admin fee / account holder | $4 | $305-98.7% | $2,232-99.8% | $592-99.3% |