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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,491 | $88,778-69.0% | $81,844-66.4% | $145,884-81.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 11.90% | 1033.03%-1021.1pp | 778.87%-767.0pp | 551.85%-539.9pp |
| Employer contribution / active EE | $1,637 | $3,087-47.0% | $2,916-43.9% | $4,662-64.9% |
| Participant deferral / active EE | $6,023 | $4,648+29.6% | $4,323+39.3% | $6,690-10.0% |
| Admin fee / account holder | $1,299 | $8,430-84.6% | $7,355-82.3% | $13,392-90.3% |