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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,236 | $56,339+63.7% | $104,301-11.6% | $68,486+34.7% |
| Participation rate | 67.6% | 63.3%+4.3pp | 73.3%-5.7pp | 67.9%-0.3pp |
| Annual return | -15.25% | -9.19%-6.1pp | 24.61%-39.9pp | -7.85%-7.4pp |
| Employer contribution / active EE | $925 | $1,960-52.8% | $3,373-72.6% | $2,597-64.4% |
| Participant deferral / active EE | $3,159 | $3,077+2.7% | $4,626-31.7% | $4,028-21.6% |
| Admin fee / account holder | $5,222 | $4,902+6.5% | $7,340-28.9% | $5,404-3.4% |