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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,686 | $48,050+9.6% | $85,969-38.7% | $59,633-11.7% |
| Participation rate | 68.4% | 64.5%+4.0pp | 76.5%-8.1pp | 68.7%-0.2pp |
| Annual return | 0.59% | 0.29%+0.3pp | 9.32%-8.7pp | 2041.45%-2040.9pp |
| Employer contribution / active EE | $1,573 | $1,640-4.0% | $3,474-54.7% | $2,203-28.6% |
| Participant deferral / active EE | $2,763 | $2,249+22.8% | $3,829-27.9% | $3,192-13.4% |
| Admin fee / account holder | $3,223 | $3,206+0.5% | $6,053-46.7% | $4,297-25.0% |