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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,561 | $127,387-80.7% | $115,038-78.6% | $125,389-80.4% |
| Participation rate | 64.7% | 84.2%-19.5pp | 81.4%-16.7pp | 83.2%-18.5pp |
| Annual return | -3.16% | 31.28%-34.4pp | 26.14%-29.3pp | 282.24%-285.4pp |
| Employer contribution / active EE | $2,419 | $5,166-53.2% | $4,608-47.5% | $4,866-50.3% |
| Participant deferral / active EE | $7,067 | $6,423+10.0% | $6,026+17.3% | $5,352+32.0% |
| Admin fee / account holder | $323 | $9,516-96.6% | $8,175-96.0% | $9,541-96.6% |