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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,300 | $93,598-22.8% | $135,974-46.8% | $75,173-3.8% |
| Participation rate | 96.4% | 75.2%+21.2pp | 81.9%+14.5pp | 67.2%+29.2pp |
| Annual return | 21.96% | 30.89%-8.9pp | 68.30%-46.3pp | 160.72%-138.8pp |
| Employer contribution / active EE | $3,823 | $3,538+8.1% | $4,859-21.3% | $2,671+43.1% |
| Participant deferral / active EE | $12,197 | $6,405+90.4% | $7,760+57.2% | $4,126+195.6% |
| Admin fee / account holder | $3,878 | $6,978-44.4% | $10,767-64.0% | $5,651-31.4% |