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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,940 | $115,780-83.6% | $101,255-81.3% | $158,931-88.1% |
| Participation rate | 87.5% | 79.4%+8.1pp | 75.8%+11.7pp | 82.0%+5.5pp |
| Annual return | 17.71% | 56.14%-38.4pp | 46.48%-28.8pp | 302.86%-285.1pp |
| Employer contribution / active EE | $3,095 | $4,175-25.9% | $3,660-15.4% | $4,761-35.0% |
| Participant deferral / active EE | $1,354 | $4,958-72.7% | $4,370-69.0% | $5,982-77.4% |
| Admin fee / account holder | $3,059 | $7,246-57.8% | $5,946-48.6% | $11,247-72.8% |