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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,773 | $134,817-57.9% | $123,973-54.2% | $155,188-63.4% |
| Participation rate | 95.7% | 79.4%+16.3pp | 76.7%+19.0pp | 80.8%+14.8pp |
| Annual return | 15.51% | 515.49%-500.0pp | 388.13%-372.6pp | 148.84%-133.3pp |
| Employer contribution / active EE | $5,246 | $4,425+18.5% | $4,126+27.1% | $4,248+23.5% |
| Participant deferral / active EE | $1,751 | $5,706-69.3% | $5,247-66.6% | $6,531-73.2% |
| Admin fee / account holder | $1,184 | $13,245-91.1% | $11,799-90.0% | $14,480-91.8% |