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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,418 | $59,440-74.1% | $78,004-80.2% | $82,637-81.3% |
| Participation rate | 96.5% | 62.8%+33.7pp | 69.4%+27.0pp | 68.1%+28.4pp |
| Annual return | 13.40% | 40.24%-26.8pp | 31.07%-17.7pp | 53.51%-40.1pp |
| Employer contribution / active EE | $300 | $1,750-82.8% | $2,469-87.8% | $2,552-88.2% |
| Participant deferral / active EE | $3,852 | $3,138+22.8% | $4,092-5.8% | $4,126-6.6% |
| Admin fee / account holder | $2,474 | $5,504-55.0% | $7,578-67.4% | $7,339-66.3% |