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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,837 | $85,790-88.5% | $67,313-85.4% | $135,380-92.7% |
| Participation rate | 37.5% | 76.5%-39.0pp | 69.1%-31.6pp | 82.6%-45.1pp |
| Annual return | -14.47% | -0.54%-13.9pp | -4.08%-10.4pp | 519.81%-534.3pp |
| Employer contribution / active EE | $894 | $3,487-74.4% | $2,566-65.2% | $4,779-81.3% |
| Participant deferral / active EE | $1,114 | $4,651-76.0% | $3,568-68.8% | $5,609-80.1% |
| Admin fee / account holder | $55 | $6,392-99.1% | $4,507-98.8% | $10,828-99.5% |