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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,136 | $95,406+121.3% | $185,849+13.6% | $85,847+145.9% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 11.42% | 23.59%-12.2pp | 122.10%-110.7pp | 318.61%-307.2pp |
| Employer contribution / active EE | $6,977 | $3,314+110.6% | $5,169+35.0% | $2,565+172.0% |
| Participant deferral / active EE | $4,453 | $3,424+30.1% | $5,569-20.0% | $3,952+12.7% |
| Admin fee / account holder | $3,445 | $7,214-52.2% | $16,244-78.8% | $6,261-45.0% |