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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,256 | $91,167+73.6% | $178,498-11.3% | $79,858+98.2% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 14.98% | 24.19%-9.2pp | 151.09%-136.1pp | 31.72%-16.7pp |
| Employer contribution / active EE | $5,616 | $3,255+72.5% | $5,011+12.1% | $2,471+127.3% |
| Participant deferral / active EE | $3,578 | $3,236+10.6% | $5,202-31.2% | $3,740-4.3% |
| Admin fee / account holder | $1,114 | $6,747-83.5% | $13,985-92.0% | $5,306-79.0% |