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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,816 | $160,070-37.6% | $147,117-32.2% | $145,897-31.6% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.1pp | 80.3%+13.0pp |
| Annual return | 12.22% | 98.69%-86.5pp | 420.54%-408.3pp | 552.29%-540.1pp |
| Employer contribution / active EE | $2,201 | $5,285-58.4% | $4,932-55.4% | $4,663-52.8% |
| Participant deferral / active EE | $7,578 | $8,419-10.0% | $8,065-6.0% | $6,689+13.3% |
| Admin fee / account holder | $510 | $15,035-96.6% | $12,993-96.1% | $13,390-96.2% |