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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,017 | $182,442-67.1% | $163,379-63.3% | $138,895-56.8% |
| Participation rate | 87.5% | 79.8%+7.7pp | 76.8%+10.7pp | 79.9%+7.6pp |
| Annual return | 15.76% | 72.74%-57.0pp | 63.41%-47.6pp | 145.39%-129.6pp |
| Employer contribution / active EE | $1,630 | $4,159-60.8% | $3,752-56.6% | $4,194-61.1% |
| Participant deferral / active EE | $8,885 | $6,817+30.3% | $6,282+41.4% | $6,396+38.9% |
| Admin fee / account holder | $1,002 | $10,396-90.4% | $9,818-89.8% | $12,562-92.0% |