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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,927 | $202,460-88.2% | $169,385-85.9% | $139,456-82.8% |
| Participation rate | 83.3% | 81.1%+2.2pp | 77.2%+6.2pp | 80.3%+3.0pp |
| Annual return | 26.24% | 532.07%-505.8pp | 405.82%-379.6pp | 373.45%-347.2pp |
| Employer contribution / active EE | $1,798 | $4,691-61.7% | $4,012-55.2% | $4,753-62.2% |
| Participant deferral / active EE | $11,251 | $6,938+62.2% | $6,221+80.9% | $6,711+67.6% |
| Admin fee / account holder | $1,088 | $10,719-89.9% | $9,011-87.9% | $11,407-90.5% |