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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,816 | $162,821-18.4% | $133,978-0.9% | $158,982-16.5% |
| Participation rate | 46.2% | 83.2%-37.1pp | 79.8%-33.7pp | 82.0%-35.8pp |
| Annual return | 23.45% | 41.95%-18.5pp | 45.10%-21.6pp | 302.99%-279.5pp |
| Employer contribution / active EE | $1,686 | $4,976-66.1% | $3,919-57.0% | $4,763-64.6% |
| Participant deferral / active EE | $3,108 | $5,910-47.4% | $5,047-38.4% | $5,983-48.1% |
| Admin fee / account holder | $9,203 | $11,742-21.6% | $8,930+3.1% | $11,252-18.2% |