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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,598 | $152,612-36.0% | $125,192-22.0% | $152,897-36.2% |
| Participation rate | 50.0% | 83.3%-33.3pp | 79.8%-29.8pp | 82.5%-32.5pp |
| Annual return | 24.05% | 54.85%-30.8pp | 43.79%-19.7pp | 345.43%-321.4pp |
| Employer contribution / active EE | $1,240 | $4,947-74.9% | $3,866-67.9% | $4,764-74.0% |
| Participant deferral / active EE | $2,547 | $5,868-56.6% | $4,937-48.4% | $5,851-56.5% |
| Admin fee / account holder | $10,678 | $13,437-20.5% | $9,704+10.0% | $11,599-7.9% |