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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,609 | $135,645-39.1% | $110,243-25.1% | $135,380-39.0% |
| Participation rate | 52.6% | 83.5%-30.8pp | 79.8%-27.2pp | 82.6%-30.0pp |
| Annual return | -1.99% | 513.24%-515.2pp | 314.76%-316.7pp | 519.81%-521.8pp |
| Employer contribution / active EE | $1,322 | $4,907-73.1% | $3,827-65.5% | $4,779-72.3% |
| Participant deferral / active EE | $2,463 | $5,507-55.3% | $4,672-47.3% | $5,609-56.1% |
| Admin fee / account holder | $3,608 | $11,458-68.5% | $8,548-57.8% | $10,828-66.7% |