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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,606 | $124,980-53.1% | $108,359-45.9% | $154,746-62.1% |
| Participation rate | 81.8% | 75.2%+6.6pp | 70.1%+11.7pp | 80.7%+1.1pp |
| Annual return | 16.15% | 45.00%-28.9pp | 36.89%-20.7pp | 172.34%-156.2pp |
| Employer contribution / active EE | $1,007 | $2,851-64.7% | $2,399-58.0% | $4,379-77.0% |
| Participant deferral / active EE | $5,381 | $4,743+13.4% | $4,137+30.1% | $6,730-20.1% |
| Admin fee / account holder | $522 | $11,502-95.5% | $9,741-94.6% | $14,365-96.4% |