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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,706 | $148,629-76.6% | $135,982-74.5% | $139,487-75.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | -0.23% | 79.33%-79.6pp | 68.32%-68.6pp | 373.84%-374.1pp |
| Employer contribution / active EE | $1,928 | $5,247-63.3% | $4,859-60.3% | $4,755-59.5% |
| Participant deferral / active EE | $21,726 | $8,102+168.1% | $7,760+180.0% | $6,713+223.7% |
| Admin fee / account holder | $7,961 | $12,406-35.8% | $10,767-26.1% | $11,407-30.2% |