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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,173 | $157,304-20.4% | $141,197-11.3% | $152,909-18.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 13.63% | 64.34%-50.7pp | 71.41%-57.8pp | 345.46%-331.8pp |
| Employer contribution / active EE | $2,920 | $5,263-44.5% | $4,736-38.4% | $4,764-38.7% |
| Participant deferral / active EE | $3,676 | $7,111-48.3% | $6,710-45.2% | $5,851-37.2% |
| Admin fee / account holder | $2,536 | $12,126-79.1% | $10,265-75.3% | $11,601-78.1% |