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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,861 | $165,399-34.8% | $149,745-28.0% | $158,982-32.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -25.43% | 348.34%-373.8pp | 276.72%-302.2pp | 302.99%-328.4pp |
| Employer contribution / active EE | $7,554 | $5,105+48.0% | $4,646+62.6% | $4,763+58.6% |
| Participant deferral / active EE | $15,796 | $7,183+119.9% | $6,843+130.8% | $5,983+164.0% |
| Admin fee / account holder | $1,417 | $10,811-86.9% | $9,312-84.8% | $11,252-87.4% |