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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,861 | $159,934-49.4% | $147,005-45.0% | $145,959-44.6% |
| Participation rate | 62.5% | 84.0%-21.5pp | 82.2%-19.7pp | 80.3%-17.8pp |
| Annual return | 21.70% | 98.24%-76.5pp | 418.76%-397.1pp | 561.95%-540.3pp |
| Employer contribution / active EE | $2,359 | $5,287-55.4% | $4,934-52.2% | $4,661-49.4% |
| Participant deferral / active EE | $6,687 | $8,427-20.7% | $8,070-17.1% | $6,6890% |
| Admin fee / account holder | $298 | $15,053-98.0% | $13,006-97.7% | $13,398-97.8% |