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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,668 | $86,940-56.7% | $102,434-63.2% | $80,935-53.5% |
| Participation rate | 75.3% | 72.4%+3.0pp | 76.5%-1.2pp | 67.7%+7.7pp |
| Annual return | 17.30% | 18.89%-1.6pp | 29.46%-12.2pp | 35.66%-18.4pp |
| Employer contribution / active EE | $0 | $2,370-100.0% | $3,023-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $12,849 | $4,121+211.8% | $5,055+154.2% | $4,299+198.9% |
| Admin fee / account holder | $16,144 | $8,047+100.6% | $9,462+70.6% | $6,924+133.1% |