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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,668 | $86,922-56.7% | $102,438-63.2% | $80,874-53.4% |
| Participation rate | 75.3% | 72.4%+3.0pp | 76.5%-1.2pp | 67.6%+7.7pp |
| Annual return | 17.30% | 18.90%-1.6pp | 29.37%-12.1pp | 35.62%-18.3pp |
| Employer contribution / active EE | $0 | $2,369-100.0% | $3,024-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $12,849 | $4,119+212.0% | $5,054+154.3% | $4,297+199.0% |
| Admin fee / account holder | $16,144 | $8,050+100.5% | $9,448+70.9% | $6,935+132.8% |