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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,167 | $77,814-90.8% | $158,223-95.5% | $86,983-91.8% |
| Participation rate | 87.3% | 68.4%+18.9pp | 79.2%+8.1pp | 69.5%+17.7pp |
| Annual return | 17.82% | 30.54%-12.7pp | 52.09%-34.3pp | 25.83%-8.0pp |
| Employer contribution / active EE | $1,509 | $2,592-41.8% | $4,109-63.3% | $2,584-41.6% |
| Participant deferral / active EE | $2,250 | $3,270-31.2% | $5,467-58.8% | $4,194-46.3% |
| Admin fee / account holder | $1,130 | $5,879-80.8% | $16,047-93.0% | $7,856-85.6% |