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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,167 | $78,690-90.9% | $161,489-95.6% | $87,485-91.8% |
| Participation rate | 87.3% | 67.5%+19.8pp | 78.7%+8.6pp | 68.9%+18.3pp |
| Annual return | 17.82% | 32.74%-14.9pp | 89.72%-71.9pp | 26.06%-8.2pp |
| Employer contribution / active EE | $1,509 | $2,588-41.7% | $4,268-64.6% | $2,596-41.9% |
| Participant deferral / active EE | $2,250 | $3,311-32.0% | $5,630-60.0% | $4,274-47.3% |
| Admin fee / account holder | $1,130 | $6,724-83.2% | $16,006-92.9% | $7,775-85.5% |