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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,620 | $81,262+256.4% | $155,602+86.1% | $80,911+258.0% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 15.58% | 33.34%-17.8pp | 64.81%-49.2pp | 35.63%-20.0pp |
| Employer contribution / active EE | $12,594 | $3,102+306.0% | $4,675+169.4% | $2,756+357.0% |
| Participant deferral / active EE | $13,048 | $3,451+278.1% | $5,629+131.8% | $4,297+203.6% |
| Admin fee / account holder | $11,511 | $7,992+44.0% | $15,923-27.7% | $6,935+66.0% |