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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,154 | $198,457-8.2% | $170,435+6.9% | $147,586+23.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 17.77% | 257.30%-239.5pp | 205.94%-188.2pp | 578.59%-560.8pp |
| Employer contribution / active EE | $11,928 | $6,183+92.9% | $5,432+119.6% | $4,876+144.6% |
| Participant deferral / active EE | $11,173 | $5,629+98.5% | $4,939+126.2% | $5,439+105.4% |
| Admin fee / account holder | $512 | $16,852-97.0% | $13,881-96.3% | $10,886-95.3% |