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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,184 | $162,136-62.3% | $152,301-59.8% | $154,746-60.5% |
| Participation rate | 60.0% | 84.1%-24.1pp | 82.4%-22.4pp | 80.7%-20.7pp |
| Annual return | 12.20% | 91.02%-78.8pp | 80.50%-68.3pp | 172.34%-160.1pp |
| Employer contribution / active EE | $2,018 | $4,890-58.7% | $4,624-56.4% | $4,379-53.9% |
| Participant deferral / active EE | $5,988 | $8,341-28.2% | $8,004-25.2% | $6,730-11.0% |
| Admin fee / account holder | $80,865 | $15,759+413.1% | $14,398+461.6% | $14,365+462.9% |