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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,900 | $150,442-72.1% | $136,295-69.3% | $147,585-71.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 14.55% | 1049.09%-1034.5pp | 5155.97%-5141.4pp | 578.56%-564.0pp |
| Employer contribution / active EE | $2,688 | $5,256-48.9% | $4,695-42.8% | $4,876-44.9% |
| Participant deferral / active EE | $14,271 | $6,630+115.2% | $6,247+128.4% | $5,439+162.4% |
| Admin fee / account holder | $498 | $10,905-95.4% | $9,243-94.6% | $10,885-95.4% |