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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,271 | $148,629-11.0% | $135,982-2.7% | $139,487-5.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 10.83% | 79.33%-68.5pp | 68.32%-57.5pp | 373.84%-363.0pp |
| Employer contribution / active EE | $9,660 | $5,247+84.1% | $4,859+98.8% | $4,755+103.2% |
| Participant deferral / active EE | $21,168 | $8,102+161.3% | $7,760+172.8% | $6,713+215.3% |
| Admin fee / account holder | $89,840 | $12,406+624.1% | $10,767+734.4% | $11,407+687.6% |