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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,541 | $118,875+34.2% | $96,572+65.2% | $167,553-4.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 1.18% | 50.50%-49.3pp | 37.79%-36.6pp | 478.89%-477.7pp |
| Employer contribution / active EE | $3,084 | $3,121-1.2% | $2,357+30.8% | $4,840-36.3% |
| Participant deferral / active EE | $15,443 | $4,617+234.5% | $3,850+301.2% | $6,343+143.5% |
| Admin fee / account holder | $1,866 | $8,070-76.9% | $6,183-69.8% | $12,316-84.8% |