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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,033 | $112,933+26.7% | $90,970+57.2% | $158,982-10.0% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 0.25% | 215.82%-215.6pp | 134.60%-134.3pp | 302.99%-302.7pp |
| Employer contribution / active EE | $2,036 | $2,893-29.6% | $2,122-4.1% | $4,763-57.3% |
| Participant deferral / active EE | $15,318 | $4,128+271.1% | $3,373+354.1% | $5,983+156.0% |
| Admin fee / account holder | $1,666 | $8,047-79.3% | $5,961-72.1% | $11,252-85.2% |