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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,901 | $106,923+20.6% | $84,023+53.4% | $152,909-15.7% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 4.42% | 105.02%-100.6pp | 71.32%-66.9pp | 345.46%-341.0pp |
| Employer contribution / active EE | $16,250 | $2,735+494.1% | $1,984+719.1% | $4,764+241.1% |
| Participant deferral / active EE | $13,991 | $4,013+248.7% | $3,239+331.9% | $5,851+139.1% |
| Admin fee / account holder | $1,295 | $8,289-84.4% | $6,102-78.8% | $11,601-88.8% |